本页面展示了使用Create endpoint 创建BNPL支付的请求与响应示例，适用于背靠背集成场景。
要测试每笔付款的创建，可以从请求代码中复制内容并在自己的机器上使用，或者将其粘贴到创建付款 endpoint 上，使用 Readme 进行测试。
重要某些payment 方式和供应商可能只适用于特定国家和/或货币。请确保您选择了适合您需要的供应商。
BNPL 可用范例
Acuotaz
使用 Acuotazrequest BNPLpayment 的示例。以下是成功创建payment 的request 和收到的响应示例。request 以 cURL 格式显示，响应为 JSON 对象。
curl --request POST \
--url https://api-sandbox.y.uno/v1/payments \
--header 'X-Idempotency-Key: <your-X-idempotency-key>' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'private-secret-key: <your-private-secret-key>' \
--header 'public-api-key: <your-public-api-key>' \
--data '
{
"description": "Payment with Acuotaz",
"account_id":"<account_id>",
"merchant_order_id": "0000022",
"country": "PE",
"additional_data": {
"order": {
"fee_amount": 0,
"items": [
{
"brand": "XYZ",
"category": "Clothes",
"id": "123AD",
"manufacture_part_number": "XYZ123456",
"name": "Skirt",
"quantity": 1,
"sku_code": "8765432109",
"unit_amount": 50
}
],
"shipping_amount": 0
}
},
"amount": {
"currency": "PEN",
"value": 900
},
"customer_payer": {
"merchant_customer_id": "1668863583",
"first_name": "John",
"last_name": "Smith",
"email": "[email protected]"
},
"workflow":"REDIRECT",
"payment_method": {
"type": "ACUOTAZ"
}
}
'{
"id": "1c3c6bee-0230-4989-af06-a2c97c433ac6",
"account_id": "d3d38fc9-49ec-4277-9115-bbad5d17d236",
"description": "Payment with Acuotaz",
"country": "PE",
"status": "READY_TO_PAY",
"sub_status": "CREATED",
"merchant_order_id": "0000022",
"created_at": "2022-11-19T14:25:19.932037Z",
"updated_at": "2022-11-19T14:25:20.940450Z",
"amount": {
"currency": "PEN",
"value": 120
},
"checkout": {
"session": "3d6794b3-dff2-40a3-8e53-981e69f35191",
"sdk_action_required": true
},
"payment_method": {
"vaulted_token": "",
"type": "ACUOTAZ",
"vault_on_success": false,
"token": "",
"payment_method_detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=ddc821e0-1dc0-497f-a304-32c6a99d7103",
"customer_data": null
}
}
},
"customer_payer": {
"id": "71caa74c-f759-4a7c-a1c4-a983bcf24812",
"merchant_customer_id": "1668863583",
"first_name": "John",
"last_name": "Smith",
"gender": "",
"date_of_birth": null,
"email": "[email protected]",
"nationality": null,
"ip_address": null,
"device_fingerprint": null,
"browser_info": null,
"document": {
"document_type": "DNI",
"document_number": "532924789"
},
"phone": {
"number": "11992149494",
"country_code": "55"
},
"billing_address": null,
"shipping_address": null
},
"additional_data": {
"airline": null,
"order": {
"fee_amount": 40,
"shipping_amount": 10,
"items": [
{
"id": "123AD",
"name": "Skirt",
"quantity": 1,
"unit_amount": 100,
"category": "Clothes",
"brand": "XYZ",
"sku_code": "8765432109",
"manufacture_part_number": "XYZ123456"
}
]
},
"seller_details": null
},
"taxes": null,
"transactions": {
"id": "2fc3d3aa-e5d4-4e52-afdd-edbca07c4733",
"type": "PURCHASE",
"status": "CREATED",
"category": "BUY_NOW_PAY_LATER",
"amount": 120,
"provider_id": "ACUOTAZ",
"payment_method": {
"vaulted_token": "",
"type": "ACUOTAZ",
"vault_on_success": false,
"token": "7946b293-853a-42c8-97f3-a37e72ce230f",
"detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=ddc821e0-1dc0-497f-a304-32c6a99d7103",
"customer_data": null
}
}
},
"response_code": "SUCCEEDED",
"response_message": "",
"reason": null,
"description": null,
"merchant_reference": null,
"provider_data": {
"id": "ACUOTAZ",
"transaction_id": "2fc3d3aa-e5d4-4e52-afdd-edbca07c4733",
"account_id": "",
"status": "CREATED",
"sub_status": "",
"status_detail": "",
"raw_response": {
"redirect_to": "https://aprt.me/upYm",
"status": "new_order"
}
},
"created_at": "2022-11-19T14:25:19.939870Z",
"updated_at": "2022-11-19T14:25:20.940427Z"
},
"workflow": "REDIRECT"
}Addi
使用 Addirequest BNPLpayment 的示例。以下是成功创建payment 的request 和收到的响应示例。request 使用 cURL 格式显示，响应为 JSON 对象。
curl --request POST \
--url https://api-sandbox.y.uno/v1/payments \
--header 'X-Idempotency-Key: <Your--Idempotency-Key>' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'private-secret-key: <your-private-secret-key>' \
--header 'public-api-key: <your-public-api-key>' \
--data '
{
"description": "Payment with Addi",
"account_id":"<account_id>",
"merchant_order_id": "0000022",
"country": "CO",
"amount": {
"currency": "COP",
"value": 52000
},
"customer_payer": {
"first_name": "John",
"last_name": "Smith",
"email":"[email protected]",
"merchant_customer_id": "1234567",
"document": {
"document_type": "CC",
"document_number": "1032765432"
},
"phone":{
"number":"3132450778",
"country_code":"57"
}
},
"workflow":"REDIRECT",
"payment_method": {
"type": "ADDI"
}
}
'{
"id": "087be3a5-bed7-4c58-bbe0-c2ebcf376ebb",
"account_id": "493e9374-510a-4201-9e09-de669d75f256",
"description": "Payment with Addi",
"country": "CO",
"status": "READY_TO_PAY",
"sub_status": "CREATED",
"merchant_order_id": "0000022",
"created_at": "2023-07-20T21:25:11.903819Z",
"updated_at": "2023-07-20T21:25:12.983059Z",
"amount": {
"captured": 0.00,
"currency": "COP",
"refunded": 0.00,
"value": 52000.00
},
"checkout": {
"session": "25e073ae-016c-4bca-89e7-64e05f766f11",
"sdk_action_required": true
},
"payment_method": {
"vaulted_token": "",
"type": "ADDI",
"vault_on_success": false,
"token": "",
"payment_method_detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=82e244a2-9d5b-4998-93b7-8a293fb43b9c",
"customer_data": null
}
}
},
"customer_payer": {
"id": null,
"merchant_customer_id": "1234567",
"first_name": "John",
"last_name": "Smith",
"gender": null,
"date_of_birth": null,
"email": "[email protected]",
"nationality": null,
"ip_address": null,
"device_fingerprint": null,
"browser_info": {
"user_agent": "",
"accept_header": "",
"accept_content": null,
"accept_browser": null,
"color_depth": "",
"screen_height": "",
"screen_width": "",
"javascript_enabled": null,
"java_enabled": null,
"browser_time_difference": null,
"language": ""
},
"document": {
"document_type": "CC",
"document_number": "1032765432"
},
"phone": {
"number": "3132450778",
"country_code": "57"
},
"billing_address": null,
"shipping_address": null
},
"additional_data": null,
"taxes": null,
"transactions": {
"id": "1328382d-f6e8-4f09-91b7-c18b1308c031",
"type": "PURCHASE",
"status": "CREATED",
"category": "BUY_NOW_PAY_LATER",
"amount": 52000.00,
"provider_id": "ADDI",
"payment_method": {
"vaulted_token": "",
"type": "ADDI",
"vault_on_success": false,
"token": "",
"detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=82e244a2-9d5b-4998-93b7-8a293fb43b9c",
"customer_data": null
}
}
},
"response_code": "SUCCEEDED",
"response_message": "Transaction successful",
"reason": null,
"description": "Test ADDI",
"merchant_reference": null,
"provider_data": {
"id": "ADDI",
"transaction_id": "0000022",
"account_id": "",
"status": "CREATED",
"sub_status": "",
"status_detail": "",
"response_message": "",
"raw_response": {
"value": ""
},
"third_party_transaction_id": ""
},
"three_d_secure_action_required": null,
"created_at": "2023-07-20T21:25:12.008657Z",
"updated_at": "2023-07-20T21:25:12.918362Z"
},
"split": [],
"workflow": "REDIRECT",
"metadata": [],
"fraud_screening": null
}Klarna
使用Klarna进行先买后付（BNPL）支付的请求示例。以下是成功创建支付请求及其响应的示例。请求采用cURL格式呈现，响应为JSON对象。
curl --request POST \
--url https://api-sandbox.y.uno/v1/payments \
--header 'X-Idempotency-Key: <your-X-idempotency-key>' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'private-secret-key: <your-private-secret-key>' \
--header 'public-api-key: <your-public-api-key>' \
--data '
{
"description": "Payment with Klarna",
"account_id": "<account_id>",
"merchant_order_id": "0000022",
"country": "GB",
"amount": {
"currency": "GBP",
"value": 1
},
"customer_payer": {
"merchant_customer_id": "1668863583",
"first_name": "John",
"last_name": "Smith",
"email": "[email protected]"
},
"workflow": "REDIRECT",
"callback_url": "https://www.y.uno",
"payment_method": {
"type": "KLARNA_PAY_OVER_TIME"
},
"additional_data": {
"order": {
"items": [
{
"brand": "XYZ",
"category": "Clothes",
"id": "123AD",
"manufacture_part_number": "XYZ123456",
"name": "Skirt",
"quantity": 1,
"sku_code": "8765432109",
"unit_amount": 3
}
]
}
}
}
'{
"id": "example-payment-id",
"account_id": "example-account-id",
"description": "Payment with Klarna",
"country": "GB",
"status": "READY_TO_PAY",
"sub_status": "CREATED",
"merchant_order_id": "0000022",
"amount": {
"currency": "GBP",
"value": 1.00
},
"checkout": {
"session": "example-session-id",
"sdk_action_required": true
},
"payment_method": {
"vaulted_token": "",
"type": "KLARNA_PAY_OVER_TIME",
"vault_on_success": false,
"token": "",
"payment_method_detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=example-session-id",
"customer_data": null
}
}
},
"customer_payer": {
"merchant_customer_id": "1668863583",
"first_name": "John",
"last_name": "Smith",
"email": "[email protected]"
},
"workflow": "REDIRECT"
}Wibond
使用 Wibondrequest BNPLpayment 的示例。以下是成功创建payment 的request 和收到的响应示例。request 使用 cURL 格式显示，响应为 JSON 对象。
curl --request POST \
--url https://api-sandbox.y.uno/v1/payments \
--header 'X-Idempotency-Key: <your-X-idempotency-key>' \
--header 'accept: application/json' \
--header 'content-type: application/json' \
--header 'private-secret-key: <your-private-secret-key>' \
--header 'public-api-key: <your-public-api-key>' \
--data '
{
"description": "Payment with Wibond",
"account_id": "<account_id>",
"merchant_order_id":"000022",
"country": "AR",
"amount": {
"currency": "ARS",
"value": 52000
},
"customer_payer": {
"merchant_customer_id": "1689888540",
"first_name": "John",
"last_name": "Smith",
"email": "[email protected]"
},
"workflow":"REDIRECT",
"payment_method": {
"type": "WIBOND"
}
}
'{
"id": "2f9d9279-d9cc-451b-bf79-b6d176927b0b",
"account_id": "493e9374-510a-4201-9e09-de669d75f256",
"description": "Payment with Wibond",
"country": "AR",
"status": "READY_TO_PAY",
"sub_status": "CREATED",
"merchant_order_id": "1689888540",
"created_at": "2023-07-20T21:29:00.413927Z",
"updated_at": "2023-07-20T21:29:02.917870Z",
"amount": {
"captured": 0.00,
"currency": "ARS",
"refunded": 0.00,
"value": 52000.00
},
"checkout": {
"session": "76cfacf8-d489-4d6d-bb1d-edaf2f303877",
"sdk_action_required": true
},
"payment_method": {
"vaulted_token": "",
"type": "WIBOND",
"vault_on_success": false,
"token": "",
"payment_method_detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=64947b6b-5963-431d-bb09-507e8effcc15",
"customer_data": null
}
}
},
"customer_payer": {
"id": null,
"merchant_customer_id": "1689888540",
"first_name": "John",
"last_name": "Smith",
"gender": null,
"date_of_birth": null,
"email": "[email protected]",
"nationality": null,
"ip_address": null,
"device_fingerprint": null,
"browser_info": {
"user_agent": "",
"accept_header": "",
"accept_content": null,
"accept_browser": null,
"color_depth": "",
"screen_height": "",
"screen_width": "",
"javascript_enabled": null,
"java_enabled": null,
"browser_time_difference": null,
"language": ""
},
"document": null,
"phone": null,
"billing_address": null,
"shipping_address": null
},
"additional_data": null,
"taxes": null,
"transactions": {
"id": "eb4d1f14-d004-47a7-a5e9-527062b74b29",
"type": "PURCHASE",
"status": "CREATED",
"category": "BUY_NOW_PAY_LATER",
"amount": 52000.00,
"provider_id": "WIBOND",
"payment_method": {
"vaulted_token": "",
"type": "WIBOND",
"vault_on_success": false,
"token": "",
"detail": {
"bnpl": {
"installments": null,
"provider_image": null,
"redirect_url": "https://checkout.sandbox.y.uno/payment?session=64947b6b-5963-431d-bb09-507e8effcc15",
"customer_data": null
}
}
},
"response_code": "SUCCEEDED",
"response_message": "Transaction successful",
"reason": null,
"description": "Payment with Wibond",
"merchant_reference": null,
"provider_data": {
"id": "WIBOND",
"transaction_id": "6286140",
"account_id": "",
"status": "ACTIVE",
"sub_status": "",
"status_detail": "",
"response_message": "",
"raw_response": {
"amount": 52000,
"created": "2023-07-20T21:29:02.356+0000",
"currency": "ARS",
"externalId": "eb4d1f14-d004-47a7-a5e9-527062b74b29",
"features": "",
"id": 6286140,
"productName": "Payment with Wibond",
"requiresAddressInfo": false,
"shortDescription": "",
"status": "ACTIVE",
"tenant": {
"address": "SANCHEZ",
"addressNumber": "2267",
"address_number": "2267",
"alias": "FRANCO PATRICIO MORELLO",
"city": "empty city",
"country": "ARGENTINA",
"created": "2022-06-24T21:56:57.000+0000",
"creditLimit": 0,
"declaredIngress": 0,
"delayedTransactions": 0,
"email": "[email protected]",
"evalOwnCreditProfile": false,
"floor": "",
"id": 2422650,
"idProvince": 0,
"inProgressTransactions": 0,
"name": "FRANCO PATRICIO MORELLO",
"phone": "+541169018687",
"province": "CIUDAD AUTONOMA BUENOS AIRES",
"receivePayOrders": true,
"signatureType": "INDISTINCT",
"signaturesRequired": 1,
"status": "ACTIVE",
"successfulTransactions": 0,
"taxCondition": 2,
"taxId": "20344005452",
"taxIdType": 86,
"tenantArea": "OTROS",
"type": "PERSONAL",
"typeOptPaymentLink": "TNA_FREE",
"username": "francopatriciomorello",
"verificacionFacta": false,
"verificacionFondos": true,
"verificacionIdIdentification": true,
"verificacionOcde": false,
"verificacionPolitico": false,
"verificacionSujetoObligado": false,
"verificationIdMati": "63f677e52f7b41001c584d93",
"verificationStatusMati": "verified",
"wibondAmount": 446852.4,
"wibondAmountCreation": "2023-02-10T00:00:00.000+0000"
},
"urlCheckout": "https://demo.dev.y.uno/checkout/status?checkoutSession=",
"urlLink": "https://preprod.wibond.co/pay-link/6286140",
"urlNotification": "https://sandbox.y.uno/wibond-webhook/v1/payments/notification",
"urlSuccess": "https://demo.dev.y.uno/checkout/status?checkoutSession=&id=6286140&externalId=eb4d1f14-d004-47a7-a5e9-527062b74b29",
"variations": []
},
"third_party_transaction_id": ""
},
"three_d_secure_action_required": null,
"created_at": "2023-07-20T21:29:00.532790Z",
"updated_at": "2023-07-20T21:29:02.826785Z"
},
"split": [],
"workflow": "REDIRECT",
"metadata": [],
"fraud_screening": null
}