2024 年 7 月的更新

支付对象和交易请求有了一些更新。请查看以下更新。

钱包密码图
简化退费模式

钱包密码图

我们在支付方式对象中新增了一个字段，同时创建付款被称为 cryptogram这是一个能让你发挥所长的领域。苹果/谷歌支付原生应用集成并通过API直接付款。在交易完成时，您还可以在付款fingerprint 找到fingerprint 。

示例

"payment_method": {
    "detail": {
      "wallet": {
        "cryptogram": "{\"data\":\"e2Nz1Y2ADnyZ1JQsvYEhv0n24DEOqRN8DRqeSfGCtz5WyT5YNLb\\/fFaShhsqzIa5PuO0QM3zwty6tCXX4Vb3\\/s5oF0pkC1MGhacojT7kRkwfoo01hH75ucmnxZ8BeyJ1ryh86cQEPKYcdIzpq0y6p1f\\/hOt44Wi6plGRjyMKk+WuAOYqS4i\\/Vhsl6KPwcUEbwI47kWVb3Xy9L6sU0kClxFj3o+w1SDiqQ0c3H0Yf4Fg2AnzVvK+LvZMCpcy5U60HhkwtvtKqYNB4nINpE+iGv\\/xOVxVE\\/vKtgLDFKn0zC24HrRMpYOY2U7F0m4n3W1+6iA5VUF+jmBqVUtv6Q\\/2lRqkuoZDOMq2yIPyM0HGc0VGeFpLpd6dGYVerE0KRHot\\/ERT+S0qaYhtd5Ob1EtLnolmfqa49fP09LYSg+mpnN9MG\",\"signature\":\"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\",\"header\":{\"publicKeyHash\":\"YK8kdoBXLGqBQKBtCZOl0DQTUHOWidRCxgOgf\\/1gBMM=\",\"ephemeralPublicKey\":\"MFkwEwYHKoZIzj0CAQYIKoZIzj0DAQcDQgAEzvJDjQ1bAF6ICjz9ThNDw9hz+1iuiTfy2qypHwKX3kmKOWQ2fjDl4d5SLHc6ahKCw92qh2sg1DLYvnaWc2h9Og==\",\"transactionId\":\"a760ee6c5ed60231976ea3393987f223660b0b70c3419558305d2fcbb379adf3\"},\"version\":\"EC_v1\"}"
      }
    },
    "type": "APPLE_PAY"
  },

简化退费模式

Yuno允许商户通过在交易请求中添加字段，对收到服务商错误或拒绝响应的扣款和退款交易进行重试。该功能旨在提升交易成功率并优化用户体验。在扣款和退款请求中将simplified_mode字段设置为true后，系统将：

返回一个 SUCCEEDED 捕获交易的状态，因此您无需担心重试机制——Yuno将在24小时内自动重试失败或待处理交易，最多可重试五次。
返回 DECLINED 交易状态，使付款处于 PENDING/RETRY_IN_PROCESS 状态，Yuno将在24小时内自动重试失败或待处理的交易，最多重试五次。

示例

{
  "simplified_mode": true,
  "reason": "REQUESTED_BY_CUSTOMER",
  "merchant_reference": "AA01"
}

有关更多信息，请参阅指南中的“交易重试”部分。